30-Year Fixed Mortgage Rates Spike 50 Basis Points to Highest Levels Since July 2011

30-Year Fixed Mortgage Rates Spike 50 Basis Points to Highest Levels Since July 2011

Date:June 25, 2013 | Category:Finance | Author:

Mortgage rates for 30-year fixed mortgages rose this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.38 percent, up from 3.88 percent at this same time last week.

The 30-year fixed mortgage rate hovered between 3.82 and 4 percent late last week, before spiking near the current rate over the weekend. This represents the highest rate on Zillow Mortgage Marketplace since July 2011.

“Last week rates spiked to levels not seen since July 2011 after Federal Reserve Chairman Ben Bernanke reiterated the Fed’s commitment to scale back its stimulus program later this year,” said Erin Lantz, director of Zillow Mortgage Marketplace. “This coming week, we expect rates will be volatile as the market recalibrates and determines whether we’ve reached a new plateau near 4.5 percent or whether this week’s rate spike was an overreaction that warrants a downward adjustment.”

Additionally, the 15-year fixed mortgage rate this morning was 3.41 percent, and for 5/1 ARMs, the rate was 3.18 percent.

What are the rates right now? Check Zillow Mortgage Marketplace for up-to-the-minute mortgage rates for your state.

06-25-13 0954 AM

*The weekly rate chart illustrates the average 30-year fixed interest rate in six-hour intervals.

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